How to Verify a C of O in Nigeria – Step-by-Step

🔍 A Buyer’s Guide to Peace of Mind

In Lagos, a house can cost millions, but peace of mind is priceless.
That’s why knowing how to verify a Certificate of Occupancy (C of O) is more than just smart… it’s survival.

At Desh Nautilus, we’ve seen too many people lose money because they didn’t check what mattered most, the title. Today, we’re changing that. So, let’s talk real. Let’s talk C of O. And let’s show you how to verify it like a buyer who means business.

📜 What is a C of O, Really?

A Certificate of Occupancy is a legal document issued by the government to prove ownership of land or property. It usually means:

  • You have a 99-year lease from the government.
  • Your land has been officially allocated.
  • You’re protected from land disputes (yes, even from Omo Onile).

If a property doesn’t have a verifiable title, especially a C of O, you’re not buying. You’re betting.

🧭 How to Verify a C of O – Step by Step

Step 1: Ask for a Physical Copy of the C of O

Don’t accept screenshots. Don’t rely on “we’ll send it later.” You need a clear copy of the document.

Step 2: Check for Authenticity Markings

Look for:

  • Government seal (usually Lagos State)
  • File number
  • Survey details
  • Signature of issuing authority

⚠ If anything looks blurry, off-center, or inconsistent – pause.

Step 3: Visit the Land Registry Office

Go to the Lagos State Land Registry (Alausa, Ikeja) or the applicable state authority.

  • Submit the document for confirmation.
  • They’ll verify if the C of O is registered, valid, and free from encumbrances.

📝 Bring the property details (block, plot, survey plan) along with you.

✅ Step 4: Engage a Trusted Real Estate Lawyer

If you’re unsure, let a professional handle the due diligence.
They’ll confirm the chain of ownership and check for litigation or double allocation.

🤔 What If They Can’t Provide It?

Walk. Away.
Or at least pause the deal until you verify.

A seller who’s reluctant to show a title is either:

  • Not the true owner, or
  • Hiding a problem you’ll pay for.

💡 A Word from Desh Nautilus

We don’t just talk about C of O – we live it.

Every Desh Nautilus property comes with clear, verified titles. Whether it’s Platinum Square or any of our upcoming developments, we believe trust starts with transparency.

Because when you buy with peace of mind, you buy with power.

🎯 Download the Buyer’s Safety Checklist

Ready to buy smart?
Get our free Real Estate Scam Safety Checklist and shop with clarity.
👉 wa.me/2349028316625

📞 09028316625
📩 deshnautilusltd@gmail.com
📍 Lekki Peninsula II

More than homes. We build hope, one foundation at a time.

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